Fractional Reserve System
Initial money supply (cash deposits)	$
Statutory Reserve Requirement	%
In order to start up the fractional reserve banking simulation, you will need to establish two values. First, you will require an initial money supply in the banking system. This supply is the cash deposits that constitute the capitalization of the banks (the initial hard money). See US Assets See US Federal Reserve Treasury Holdings Second, you will need to define the system's reserve requirement that it will set for itself. A lower reserve requirement means the amount of excess reserves available for loans increases. It also means that there is a greater chance of bankrupting the system. See US Federal Reserve Requirements See also: FED Current Money Supply CIA National Debt Estimates US Treasury Debt
Alternately, you can begin with one of several sample ledgers: Consumer Loan Inflation Government Obligation Inflation Bankrupted System Fully Inflated System
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